For tradies there are generally three things that prevent them from working – getting sick, an injury and not having tools to do the job! read more
So what is Public Liability. Firstly and perhaps most importantly, it's not to be confused with WorkCover. While you'll need WorkCover (Workers Compensation) for employees as well, Public Liability is the insurance tradies and subcontractors need to protect themselves financially against claims for damage caused by the tradie to someone else or someone else's property. And, in this day and age, most tradesmen won&'t be allowed on a jobsite without it. read more
Unfortunately, it’s often too late when a tradesman finds out that he needs public liability insurance, and just as bad when he realises that he doesn’t have enough cover for the claims against him. Public Liability Insurance is often considered essential for work places – in fact, some tradesmen and subcontractors won’t be admitted to a work site unless they can show a certificate of currency that indicates the value for their public liability insurance policy. read more
Illness & Injury Insurance is the financial security you need to keep an income when you are unable to work due to either getting hurt or getting sick. Illness & Injury insurance is important for tradesmen and subcontractors, whether you are self-employed or employed by someone else, because it provides 24/7 financial protection against illness and injury. read more
If you are a tradie who works in the mines, on an airfield,a train line or in what insurance companies call ‘restricted locations’ it is important to discuss this with your Tradesure insurance advisor. read more
Tradesure’s Tools insurance for tradies and sub-contractors now includes Flood Cover. read more
If you are a tradesman you need to confirm the ‘sum insured’ for your work vehicles because the cost of you work car insurance premium is based on it. read more
Tradies who operate vehicles which are 2-tonne or more need to check with their work vehicles insurance policy to see if they are adhering to any conditions associated with a travel radius. read more
Did you know that if you are considered a Rating 1 Driver, you can apply for a tradesmans work vehicle policy that includes No Claim Bonus Protection or No Claim Bonus for Life. read more
If you are a tradesman and you have apprentices or young adults working for you, or perhaps your own kids drive your work car, if they are under 25 years of age it’s important that you list their details of your work vehicle insurance policy. read more
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