Sole Traders
How much is Tradies insurance, and how is it decided?
In this guide, we’ll explain how an insurance company calculates your premium, what factors can push the price up or down, and how to keep your trades insurance costs manageable as your business grows.
Tools Insurance
What insurance does a tradie need?
Getting hurt on a job site doesn’t just ruin your week; it can cost you big time.
Sole Traders
Does a Sole Trader Need Insurance?
Key Takeaways As a sole trader, you’re personally responsible for your business, meaning risks like property damage, accidents, and legal claims directly affect you. Insurance helps protect your livelihood. If you’re unable to work due to injury, insurance like personal accident coverage ensures you can continue to receive support while recovering, protecting your income and […]
Public Liability
How Much Public Liability Insurance Do I Need?
As Australia’s insurance experts for tradies, we often get asked the question, ‘how much insurance do I need’? For many Aussie tradies, they know they have to sort out insurance, but they’re not 100% sure which insurance they need, what that insurance covers, and how much they should be insured for. We’ve created this article […]
Premium Funding
What is premium funding and how can it help my business?
Premium funding is a strategic financial solution for businesses looking to manage their insurance expenses without compromising their cash flow. Stick around as we delve into how premium funding can support your business by offering flexible payment options that align with your financial needs. What is premium funding? Premium funding involves taking a short-term loan […]
Contract Works
What insurance cover do contractors and subcontractors need?
Why do contractors and subcontractors need insurance? In the construction industry, both contractors and subcontractors face a myriad of risks daily — from accidents on-site to legal liabilities. Insurance acts as a safety net, ensuring that these professionals can manage risks effectively without jeopardising their business’s financial health. What insurances should contractors and subcontractors consider? […]
Income Insurance
Personal accident and illness vs income protection — what’s the difference?
When it comes to safeguarding your financial stability as a tradie, understanding the difference between Personal Accident and Illness Insurance versus income protection is crucial. Both types of insurance provide vital support, but they serve different purposes and offer different protections. In this blog post, we’ll clarify those differences to help you choose the right […]
Contract Works
What is contract works insurance?
Contract Works Insurance is an essential type of cover for tradies involved in construction and building projects. It protects against the financial implications of negative unforeseen events, such as damage or loss to a construction site, and includes coverage for its works, materials, and equipment. Whether it’s a natural disaster, theft, or an accident, this […]
Public Liability
How much does public liability insurance cost?
Being a tradesperson is not just about nailing the job – it’s also about making sure you’ve got the right backup plan for any situation. Public liability insurance is essential for any tradesperson as it offers financial protection against mishaps that might occur during work operations. However, understanding the nuances of public liability insurance policies, […]